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Frequently Asked Questions

Bankruptcy is a complicated legal process that hopefully ends with the filer having a renewed sense of financial stability. Individuals who decide to declare bankruptcy may be confused about what they may face, and what the process will be like.

Somerset bankruptcy lawyer Francisco G. Harrison, PLC, has compiled the following list of frequently asked questions along with their answers to help you better understand what you can expect if you declare bankruptcy.

The list of FAQs will be updated periodically so if you do not see the answer to your question on this page, please contact Somerset bankruptcy attorney Francisco G. Harrison, PLC, today at 337-261-8800.

Will employers know if I file for bankruptcy?
How will bankruptcy affect my credit?
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Should my spouse and I file a joint petition?
Can I switch bankruptcy chapters?
Is it possible for all types of debt to be discharged?
How do I get creditors to stop harassing me?
What if I don’t want to file for bankruptcy?
What is the Automatic Stay protection?
Can I avoid foreclosure by filing for bankruptcy?
Can a business file Chapter 7 bankruptcy?

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Testimonials

"I want to thank Francisco for the great job he did in representing me in my bankruptcy case. Declaring bankruptcy was my last resort. But now, I can now breathe again without worrying about who is trying to sue me. I appreciate all his efforts and recommend him highly."

D.B. Breaux Bridge,
$20,000 in debts discharged

"The decision to file bankruptcy was one of the most difficult of my life. I was at a dead end. But things are much better now. Francisco Harrison was sensitive and very helpful, and actually made the process pretty easy. I highly recommend him to anyone facing with financial difficulties."

A.A. and K.A., Duson,
+$250,000 in debts discharged